Your Risks, Our Solutions
Reasons to Purchase Life Insurance
Keeping a Home in the Family
Jason and Amy are raising a family while paying down their mortgage. Whatever happens, they don’t want their children to lose their home or be burdened with their debt.
What’s the answer?
Jason and Amy purchased 30-year term life insurance policies to pay off their mortgage. Their wish is to have the home passed down to their children.
Suggested Solution
Term LifeProvides coverage of a fixed death benefit amount for a specific period of time.
Innovative & Collabrative
David is the primary wage-earner for his family and worries about a time he might not be there anymore. He wants to ensure his family isn’t burdened by costs for his funeral or unpaid medical bills.
What’s the answer?
David purchased a permanent life insurance policy from IR Family Life to provide the funds necessary to pay final expenses. He feels better knowing it might help ease their pain during a stressful time.
Suggested Solution
Whole LifeGuaranteed protection with flexible coverage amounts and payment options.
Safeguarding Your Family’s Lifestyle
John and Lisa each contribute to their household of seven. They want to make sure the income they provide today is there for the family should something happen to either of them.
What’s the answer?
20-year term life plans from IR Family Life put John and Lisa’s concerns to rest. Each policy can be used to help pay off debt and pay the monthly bills in order to maintain the family’s lifestyle.
Suggested Solution
Term LifeProvides coverage of a fixed death benefit amount for a specific period of time.
What if College Dreams are Cut Short?
James and Mary are proud of their daughter who is in college. They hate to think about it, but what if something was to happen to her? Could they pay off the student loans they cosigned?
What’s the answer?
College loan protection coverage can protect James and Mary from the added heartache of paying college debt. The 20-year term life insurance policy they selected can be used to pay off student loans.
Suggested Solution
Term LifeProvides coverage of a fixed death benefit amount for a specific period of time.
Like many of us, Michael is looking for a safe way to ensure his dreams of a comfortable retirement become reality. He is planning to save for the future and wants to guarantee an income during his retirement years.
What’s the answer?
Michael wasn’t sure where to start so he talked to his local IR agent. IR Family Life offers several retirement savings options like annuities, Individual Retirement Accounts (IRAs) and life insurance planning for businesses.
Suggested Solution
RetirementUse a combination of annuities and IRA’s to provide a steady income stream that you can't outlive.
Barbara has worked hard to build a good life and wants to leave behind a legacy that matters. She would like to establish a plan that would help her family financially and ensure charitable gifts to her favorite organizations.
What’s the answer?
Barbara purchased a permanent life insurance policy from IR Family Life that will provide for her family and her favorite charities. It offers guaranteed cash value accumulation and a guaranteed death benefit.
Suggested Solution
Universal LifeCombines the affordability of term insurance with the long-term security of permanent life insurance.
Karen and Susan are business partners who put their heart and soul into making sure their business thrives. They want to be prepared in case something should happen to one of them or to a key employee.
What’s the answer?
Karen and Susan talked to their IR agent about how to use life insurance for smart business planning. They purchased a universal life policy to provide funding for a buy-sell agreement and key person protection.
Suggested Solution
Business LifeIR Family Life provides insurance solutions for business owners to keep a business going if tragedy strikes.
Keeping a Home in the Family
Jason and Amy are raising a family while paying down their mortgage. Whatever happens, they don’t want their children to lose their home or be burdened with their debt.
What’s the answer?
Jason and Amy purchased 30-year term life insurance policies to pay off their mortgage. Their wish is to have the home passed down to their children.
Suggested Solution
Term LifeProvides coverage of a fixed death benefit amount for a specific period of time.
Innovative & Collabrative
David is the primary wage-earner for his family and worries about a time he might not be there anymore. He wants to ensure his family isn’t burdened by costs for his funeral or unpaid medical bills.
What’s the answer?
David purchased a permanent life insurance policy from IR Family Life to provide the funds necessary to pay final expenses. He feels better knowing it might help ease their pain during a stressful time.
Suggested Solution
Whole LifeGuaranteed protection with flexible coverage amounts and payment options.
Safeguarding Your Family’s Lifestyle
John and Lisa each contribute to their household of seven. They want to make sure the income they provide today is there for the family should something happen to either of them.
What’s the answer?
20-year term life plans from IR Family Life put John and Lisa’s concerns to rest. Each policy can be used to help pay off debt and pay the monthly bills in order to maintain the family’s lifestyle.
Suggested Solution
Term LifeProvides coverage of a fixed death benefit amount for a specific period of time.
What if College Dreams are Cut Short?
James and Mary are proud of their daughter who is in college. They hate to think about it, but what if something was to happen to her? Could they pay off the student loans they cosigned?
What’s the answer?
College loan protection coverage can protect James and Mary from the added heartache of paying college debt. The 20-year term life insurance policy they selected can be used to pay off student loans.
Suggested Solution
Term LifeProvides coverage of a fixed death benefit amount for a specific period of time.
Like many of us, Michael is looking for a safe way to ensure his dreams of a comfortable retirement become reality. He is planning to save for the future and wants to guarantee an income during his retirement years.
What’s the answer?
Michael wasn’t sure where to start so he talked to his local IR agent. IR Family Life offers several retirement savings options like annuities, Individual Retirement Accounts (IRAs) and life insurance planning for businesses.
Suggested Solution
RetirementUse a combination of annuities and IRA’s to provide a steady income stream that you can't outlive.
Barbara has worked hard to build a good life and wants to leave behind a legacy that matters. She would like to establish a plan that would help her family financially and ensure charitable gifts to her favorite organizations.
What’s the answer?
Barbara purchased a permanent life insurance policy from IR Family Life that will provide for her family and her favorite charities. It offers guaranteed cash value accumulation and a guaranteed death benefit.
Suggested Solution
Universal LifeCombines the affordability of term insurance with the long-term security of permanent life insurance.
Karen and Susan are business partners who put their heart and soul into making sure their business thrives. They want to be prepared in case something should happen to one of them or to a key employee.
What’s the answer?
Karen and Susan talked to their IR agent about how to use life insurance for smart business planning. They purchased a universal life policy to provide funding for a buy-sell agreement and key person protection.
Suggested Solution
Business LifeIR Family Life provides insurance solutions for business owners to keep a business going if tragedy strikes.