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Renters Insurance

You finally have your own place. You know where the nearest coffee shop is, which pizza place to order from and who lives close by. But what about protecting all your stuff in your new space? IR can help.

Renters Insurance Coverages and Savings

Renters Insurance Explained

Our renters policies are loaded with extra features and lots of ways to customize your coverage

Renters Insurance Discounts

IR Insurance offers lots of ways to save. Learn more about our available discounts.

Renters Insurance Claims

When we say we’re here for you, we mean it. Here’s what you can expect during a covered claim.

How We Protect You

Why do I need renters insurance?

Living expenses

After a covered loss, you may need somewhere to stay while your building gets repaired. Your renters policy provides coverage for additional living expenses such as lodging, food, and other costs. (Consult your policy for limits.)

Liability protection

Coverage for damage to property of others, or for other people1 who are injured or harmed accidentally while visiting your home.

Protection away from home

It covers your liability and personal property everywhere you go — anywhere in the world.

We've got you covered

Your things are important to you. A policy from IR Insurance2 can protect your belongings after a covered loss.

Your landlord's policy

Your building's insurance policy most likely does not cover your personal belongings.

1Medical payments for someone other than the insured or tenants in the household.

2See individual policies for specific coverage details. Certain terms and limitations may apply. Refer to our disclaimer.

I’ve had auto insurance with IR for years, and I recently added renters insurance. I had a time sensitive issue with getting my renters insurance properly set up, but Jamie immediately took care of everything.

Without her excellent customer care, I would have had to delay my move-in day. I’m so glad I have such a responsive carrier and agency for my personal insurance!
Jessica S., Allentown, Pa.

Talk to a local agent

All of your prized possessions can be protected by IR. You’ll even get your own local insurance advisor who can help you navigate through the sometimes-confusing insurance process. Find out why it makes sense to do business with IR. Get in touch with us today and ask about the auto/renters discount.


Discover the IR Difference


IR Insurance has been helping people for more than 90 years.


Combine your auto and renters insurance and you may be pleasantly surprised about how affordable the coverage is.


The number of independent IR agents ready to help. Find a local agent now.


Protect your belongings with renters insurance.

ready to get started?

Request a Quote Learn about IR Insurance and get an online auto quote. IR sells auto, home, business and life insurance through independent agents. See why people choose IR time and time again.