Business Insurance from IR Has You Covered
If you become legally liable for injuries suffered by a customer after something like a slip-and-fall accident at your business.
To pay for damages and legal defense fees if a customer names you in a lawsuit after being injured by one of your products.
If you become legally liable because of accidental release of personal or credit card information in your care. (Available for purchase as an additional coverage.)
For property that is damaged by theft, water damage, fire, lightning, wind, vandalism or other covered perils, as well as funds to rent an alternate space while your business is being repaired.
Your inventory is protected by extra coverage during peak seasons when there’s more of it in stock. (Available for purchase as an additional coverage.)
In case merchandise in transit is stolen.
Protects you in the event an employee suffers an injury or disease arising in the course and the scope of their employment, regardless of negligence on your part. (Available for purchase as a separate policy, not available in Ohio.)
To protect you, your drivers and your business auto fleet in many important ways. (Available for purchase as a separate policy.)
Protection for you and your business in the event an employee claims to have experienced employment discrimination, wrongful termination or sexual harassment. (Available for purchase as an additional coverage.)
If you become legally liable for injuries suffered by a customer after something like a slip-and-fall accident at your business.
To pay for damages and legal defense fees if a customer names you in a lawsuit after being injured by one of your products.
If you become legally liable because of accidental release of personal or credit card information in your care. (Available for purchase as an additional coverage.)
For property that is damaged by theft, water damage, fire, lightning, wind, vandalism or other covered perils, as well as funds to rent an alternate space while your business is being repaired.
Your inventory is protected by extra coverage during peak seasons when there’s more of it in stock. (Available for purchase as an additional coverage.)
In case merchandise in transit is stolen.
Protects you in the event an employee suffers an injury or disease arising in the course and the scope of their employment, regardless of negligence on your part. (Available for purchase as a separate policy, not available in Ohio.)
To protect you, your drivers and your business auto fleet in many important ways. (Available for purchase as a separate policy.)
Protection for you and your business in the event an employee claims to have experienced employment discrimination, wrongful termination or sexual harassment. (Available for purchase as an additional coverage.)
You’ll be glad to know that your store insurance goes the extra mile with these extra coverages.
Covers liability arising from autos you lease, hire, or borrow or autos of your employees being used in connection with your business.1
With your IR Secure Business policy, covers a loss caused by water or sewage that backs up through sewers or drains or overflows from a sump pump.2
To notify and assist affected individuals and provide various case management services.1
Covers increased costs of complying with building codes which regulate construction and repair of damaged buildings after a covered loss.
Protects you against employee theft, which is a situation that can be hard to detect.
Covers a loss caused by an earthquake.2
1 Available for purchase as an additional coverage on select policies.
2 Available for purchase as an additional coverage.
You have access to risk control tools and services to help you identify and reduce common business risks.
You have support from claims and customer service teams that have special training in serving businesses like yours.
Your independent IR agent is there for you from quote time to claim time to every time in between.
With IR, you have claims service that’s local and quick to respond.
If you have to file a claim, you can rest easy knowing that IR stands behind its promise of service. IR has claims offices throughout its territory, so help is always close by. Reimbursement for smaller claims can happen in as little as 48 hours.
Are protection and service part of your supply chain? If not, let’s talk.
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